Average Weighted Interest Rates on Ruble-Denominated Loans Extended to Individuals

% p.a.

	up to 30 days (including demand deposits)	31 to 90 days	91 to 180 days	181 days to 1 year	up to 1 year (including demand deposits)	1 to 3 years	over 3 year	over 1 year
2011
January	14.0	19.5	31.8	30.4	27.2	20.7	16.1	17.5
February	14.2	20.7	26.3	28.1	25.0	20.2	16.4	17.5
March	13.8	15.8	27.6	25.0	23.0	20.1	16.5	17.6
April	12.6	15.9	26.0	26.6	23.0	19.3	16.6	17.4
May	12.7	15.2	30.7	25.9	22.6	19.3	16.4	17.2
June	12.6	15.6	28.2	25.6	22.0	19.3	16.2	17.1
July	12.6	15.5	27.3	25.9	22.7	19.5	16.4	17.3
August	12.2	15.4	29.2	26.0	22.9	19.3	16.2	17.1
September	13.3	15.7	26.6	24.6	23.1	19.4	16.0	17.0
October	14.0	15.8	28.3	26.3	24.4	19.5	16.0	17.0
November	13.6	16.4	31.1	27.0	25.2	19.8	16.0	17.1
December	13.5	15.0	27.9	26.6	24.6	19.8	16.1	17.1