Interest Rates on Ruble-denominated Loans to Non-financial Organizations and Deposits of Individuals* in 2009

	Jan.	Feb.	Mar.	Apr.	May	June	July	Aug.	Sep.	Oct.	Nov.	Dec.
On Loans to Non-financial Organizations	17.4	16.9	16.0	15.9	15.9	15.4	14.7	15.1	14.5	13.9	13.6	13.6
On Deposits of Individuals	7.7	8.2	8.9	9.5	9.6	8.9	9.5	9.9	9.9	10.0	9.6	8.8
On Deposits of Individuals excluding Demand Deposits	11.5	11.6	12.1	12.5	12.6	12.5	12.6	12.6	12.6	12.4	12.0	11.2

* On Russian Credit Organizations’ operations for all terms up to 1 year, excluding Sberbank.

Updated February 4, 2010.