Interest Rates on Ruble-denominated Loans to Non-financial Organizations and Deposits of Individuals* in 2005

	Jan.	Feb.	Mar.	Apr.	May	June	July	Aug.	Sep.	Oct.	Nov.	Dec.
On Loans to Non-financial Organizations	10.7	10.7	10.5	10.3	11.0	11.0	10.1	10.6	10.5	10.7	11.5	11.2
On Deposits of Individuals	4.3	4.5	4.3	4.0	4.2	3.9	3.8	3.9	3.8	3.8	4.2	3.6
On Deposits of Individuals excluding Demand Deposits	10.2	10.1	9.7	8.7	9.1	9.1	8.9	8.7	8.8	8.7	8.9	8.4

* On Russian Credit Organizations’ operations for all terms up to 1 year, excluding Sberbank.

Updated February 6, 2006.