Financial assets and liabilities of the households sector for certain financial instruments
June 2026
Last update: 07.08.2026
In June 2026, household investments in financial assets increased by 1.3 trillion rubles, which is significantly higher than figures recorded in May (385 billion rubles). On a rolling
Data on a full range of financial instruments is presented in quarterly publication.
Financial assets and liabilities of the households sector
(monthly transactions, bln rubles)
Fig. 1
Financial assets in June 2026
- In June 2026, household deposits increased: the volume of transferable deposits rose by 330 billion rubles, the amount of term deposits went up by 38 billion rubles.
- An inflow into investment fund units and shares decelerated and totaled to 137 billion rubles (181 billion rubles a month earlier).
- The largest amount of household investments in debt securities was allocated to government debt securities (+62 billion rubles) and debt securities of other financial institutions (+ 48 billion rubles).
- In June, the inflow of funds to escrow accounts continued to go up and amounted to 84 billion rubles (+76 billion rubles in May).
|
Balance as of 01.07.2026 bln rubles |
Transactions, bln rubles | ||||||
|---|---|---|---|---|---|---|---|
| Annual | Monthly | From the beginning of the year | |||||
| 01.06.2026 | 01.07.2026 | 01.06.2026 | 01.07.2026 | 01.06.2026 | 01.07.2026 | ||
| Currency | 25 910 | 2 719 | 2 959 | 417 | 433 | 1 212 | 1 645 |
|
National currency |
18 587 | 2 651 | 2 846 | 365 | 378 | 1 167 | 1 545 |
|
Foreign currency |
7 323 | 68 | 113 | 52 | 55 | 45 | 100 |
| Deposits | 76 382 | 6 514 | 6 167 | −434 | 370 | 464 | 833 |
|
Transferable deposits with banks |
21 179 | 3 304 | 3 124 | −153 | 330 | 470 | 800 |
|
Other deposits with banks |
49 575 | 3 585 | 3 365 | −277 | 38 | 142 | 180 |
|
Deposits with non-resident banks* |
5 628 | −375 | −323 | −5 | 2 | −148 | −147 |
| Broker accounts of households | 462 | 86 | 41 | 54 | −38 | 45 | 7 |
| Debt securities | 6 155 | 1 243 | 1 264 | 42 | 172 | 490 | 663 |
| Listed shares | 6 309 | −270 | −225 | −17 | 42 | −238 | −197 |
| Unlisted shares | 12 273 | 17 | 0 | 1 | −8 | −6 | −14 |
| Investment fund units and shares | 13 065 | 1 803 | 1 760 | 181 | 137 | 919 | 1 056 |
| Insurance, pension and standardized guarantee schemes and pension savings | 10 141 | 970 | 1 122 | 79 | 104 | 348 | 452 |
| Escrow accounts of households | 7 360 | 729 | 765 | 76 | 84 | 125 | 208 |
* Estimated value.
Financial assets
(rolling 12-month period, transactions, bln rubles)
Fig. 2
Bank and MFC loans in June 2026
- The increase in household bank loan in June 2026 was higher than that in May, amounting to 470 billion rubles.
- There was a notable activity in housing mortgage market due to the anticipation of the probable stiffening of the “Family mortgage” program (+266 billion rubles, compared to 110 billion rubles a month earlier1), consumer loans went up (+168 billion rubles).
|
Balance as of 01.07.2026 bln rubles |
Transactions, bln rubles | ||||||
|---|---|---|---|---|---|---|---|
| Annual | Monthly | From the beginning of the year | |||||
| 01.06.2026 | 01.07.2026 | 01.06.2026 | 01.07.2026 | 01.06.2026 | 01.07.2026 | ||
| Bank loans | 41 102 | 3 170 | 3 519 | 371 | 470 | 1 052 | 1 521 |
|
Mortgage loans* |
22 389 | 2 599 | 2 727 | 110 | 266 | 667 | 933 |
|
Consumer loans* |
13 488 | −181 | 35 | 194 | 168 | 151 | 319 |
|
Car loans |
3 143 | 521 | 484 | 19 | 1 | 99 | 100 |
|
Other loans |
1 237 | 87 | 129 | 12 | 36 | 63 | 99 |
|
Accrued interest |
843 | 143 | 143 | 36 | −1 | 72 | 70 |
| Mortgage loans sold to mortgage agents and accounted for repayment | 2 168 | −334 | −316 | −26 | −34 | −144 | −179 |
| Consumer loans sold to specialised financial entities and accounted for repayment | 792 | −513 | −530 | −44 | −57 | −218 | −275 |
| Loans received from MFC | 161 | −163 | −170 | −3 | −4 | −149 | −153 |
* Transactions are calculated taking into account the sale of the consumer loans and mortgages portfolio by banks.
Bank and MFC loans
(rolling 12-month period, transactions, bln rubles)
Fig. 3
Information on household savings helps to improve the consistency of data on household money income and spending, financial accounts, and sectoral balances of the System of National Accounts (SNA). It also provides updated and detailed data on household financial assets and liabilities, which enables comprehensive analysis of the following:
- household consumption and saving behaviour;
- household preferences regarding investing in financial instruments;
- structure of household loans;
- dynamics and composition of household financial wealth, which is an integral part of household wealth.
The non-financial part is reflected in the capital account of the SNA, net acquisition of financial assets is recorded in the financial account.
Information on the compiling process of “Financial assets and liabilities of the households sector” is depicted in the methodological notes.
* Including mortgage loans sold to mortgage agents and accounted for repayment.