Information on Registration and Licensing of Credit Institutions in 2003(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 28	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,817	1,812	1,804	1,777	1,775	1,762	1,725	1,707	1,697	1,676	1,673	1,666
of which: — banks	1,764	1,759	1,751	1,724	1,722	1,709	1,672	1,654	1,644	1,623	1,620	1,612
— non-bank Cis	53	53	53	53	53	53	53	53	53	53	53	54
1.1. Number of wholly foreign-owned CIs	28	28	29	29	29	29	29	29	31	31	32	32
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorized capital and have not been granted licence (within the period established by legislation)	8	5	2	2	3	3	6	7	4	3	4	4
of which: — banks	5	3	1	2	3	3	5	6	3	2	4	3
— non-bank Cis	3	2	1	0	0	0	1	1	1	1	0	1
2. Non-bank CIs registered by other bodies before July 1, 2002	2	2	2	2	2	2	2	2	2	2	2	2
Operating credit institutions
3. Total number of CIs with licence to conduct banking operations2	1,330	1,332	1,335	1,332	1,332	1,332	1,331	1,332	1,330	1,331	1,330	1,329
of which: — banks	1,282	1,283	1,285	1,281	1,281	1,281	1,280	1,281	1,279	1,280	1,278	1,277
— non-bank CIs	48	49	50	51	51	51	51	51	51	51	52	52
3.1. CIs with licence (permit) granting them the right:
— to take deposits of individuals	1,201	1,200	1,200	1,196	1,197	1,197	1,195	1,196	1,191	1,192	1,192	1,190
— to conduct operations in foreign currency	844	844	843	842	843	846	842	842	843	845	842	845
— CIs with general licence	292	295	298	299	299	300	304	306	304	307	310	310
—to conduct operations with precious metals
— permits	5	5	5	5	5	6	6	5	5	5	5	5
— licences3	169	169	169	170	170	170	172	175	174	176	176	176
3.2. Total number of CIs with foreign stakes in authorized capital	122	122	128	128	127	125	125	125	127	127	128	128
of which: — wholly foreign-owned CIs	27	27	29	29	29	29	29	29	29	30	30	32
— CIs with a foreign stake of more than 50%	10	10	9	9	9	9	9	9	10	10	10	9
4. Registered authorized capital of operating CIs (million rubles)	304,592	307,319	312,823	320,896	330,938	333,450	342,341	343,949	344,995	350,071	357,787	362,010
5. Total number of branches of operating CIs in Russia	3,317	3,308	3,304	3,277	3,258	3,261	3,266	3,246	3,234	3,234	3,227	3,219
of which: — Sberbank branches4	1,161	1,157	1,157	1,154	1,134	1,124	1,121	1,083	1,056	1,051	1,046	1,045
— branches of wholly foreign-owned banks	12	12	12	12	14	14	14	14	15	15	15	15
6. Total number of branches of operating CIs abroad5	4	4	4	4	4	4	4	4	4	4	4	4
7. Branches of nonresident banks in Russia	1	1	1	1	1	1	1	1	1	1	1	0
8. Total number of representative offices of operating Russian CIs6	202	206	206	197	197	202	198	203	205	206	206	219
of which: — in Russia	159	161	159	150	150	155	155	160	163	163	164	176
— in non-CIS countries	28	29	30	30	30	30	29	29	29	30	29	30
— in CIS countries	15	16	17	17	17	17	14	14	13	13	13	13
Revocation of licences and liquidation of legal entities
9. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register7	481	477	469	445	442	429	390	370	365	344	341	335
10. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions8	1,249	1,254	1,262	1,290	1,293	1,307	1,348	1,369	1,381	1,402	1,407	1,416
of which: — CIs liquidated due to revocation (cancellation) of licence	887	892	900	927	930	944	984	1,005	1,014	1,035	1,040	1,047
— CIs liquidated due to re-organisation	357	357	357	358	358	358	359	359	362	362	362	364
of which: — re-organisations in the form of merger	0	0	0	0	0	0	0	0	0	0	0	0
— re-organisations in the form of take-overs	357	357	357	358	358	358	359	359	362	362	362	364
of which: — CIs transformed into branches of other banks	323	323	323	323	323	323	324	324	326	326	326	326
— CIs taken over by other banks (without creating a branch)	34	34	34	35	35	35	35	35	36	36	36	38
— CIs wound up voluntarily by their members	4	4	4	5	4	4	4	4	4	4	4	4
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

* CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

5 Branches opened by Russian CIs abroad.

6 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

7 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,391.

8 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Updated January 16, 2004.