Information on Registration and Licensing of Credit Institutions in 2007(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 28	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,344	1,343	1,338	1,331	1,331	1,325	1,325	1,319	1,313	1,310	1,300	1,296
of which: — banks	1,292	1,291	1,285	1,279	1,279	1,273	1,272	1,265	1,261	1,258	1,247	1,243
— non-bank Cis	52	52	53	52	52	52	53	54	52	52	53	53
1.1. Number of wholly foreign-owned CIs	52	52	52	55	55	58	58	59	61	61	62	63
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorized capital and have not been granted licence (within the period established by legislation)	2	2	2	4	4	1	2	4	3	2	6	3
of which: — banks	2	2	1	3	3	1	1	2	2	1	4	2
— non-bank Cis	0	0	1	1	1	0	1	2	1	1	2	1
2. Non-bank CIs registered by other bodies before July 1, 2002	0	0	0	0	0	0	0	0	0	0	0	0
Operating credit institutions
3. Total number of CIs with licence to conduct banking operations2	1,183	1,183	1,178	1,174	1,166	1,165	1,163	1,153	1,149	1,145	1,135	1,136
of which: — banks	1,138	1,138	1,134	1,130	1,122	1,120	1,118	1,108	1,104	1,101	1,091	1,092
— non-bank CIs	45	45	44	44	44	45	45	45	45	44	44	44
3.1. CIs with licence (permit) granting them the right:
— to take deposits of individuals	921	922	920	917	918	916	916	912	911	911	906	906
— to conduct operations in foreign currency	799	799	796	793	786	785	782	774	770	764	756	754
— CIs with general licence	287	287	289	289	289	291	294	293	295	297	295	300
— to conduct operations with precious metals
— permits	4	4	4	4	4	4	4	4	4	4	4	4
— licences3	189	189	190	190	190	193	193	194	194	194	191	195
3.2. Total number of CIs with foreign stakes in authorized capital	153	157	158	160	167	180	188	187	190	199	200	202
of which: — wholly foreign-owned CIs	52	52	52	53	53	58	58	58	60	61	60	63
— CIs with a foreign stake of more than 50%	15	17	18	18	19	19	22	22	23	22	23	23
3.3. Total credit institutions covered by the compulsory deposit insurance system	924	925	924	923	924	923	922	917	915	915	909	909
4. Registered authorized capital of operating CIs (million rubles)	578,912	588,365	616,431	631,222	645,448	656,151	660,161	681,205	686,904	721,244	720,223	731,736
5. Total number of branches of operating CIs in Russia	3,286	3,277	3,295	3,308	3,327	3,351	3,376	3,403	3,410	3,431	3,445	3,455
of which: — Sberbank branches4	857	849	845	840	837	836	836	836	833	829	828	809
— branches of wholly foreign-owned banks	90	92	95	95	95	141	140	141	145	155	160	169
6. Total number of branches of operating CIs abroad5	2	2	2	3	3	3	3	3	3	3	3	3
7. Branches of nonresident banks in Russia	0	0	0	0	0	0	0	0	0	0	0	0
8. Total number of representative offices of operating Russian CIs6	707	714	717	724	737	763	768	790	793	793	795	804
of which: — in Russia	663	669	671	677	689	716	721	745	748	747	749	757
— in non-CIS countries	31	32	33	34	35	34	34	33	33	33	33	33
— in CIS countries	13	13	13	13	13	13	13	12	12	13	13	14
9. Total number of additional offices of CIs	15,332	15,491	15,799	16,174	16,422	16,740	17,069	17,367	17,671	18,091	18,305	18,979
of which: — Sberbank additional offices	7,344	7,389	7,483	7,627	7,692	7,834	7,965	8,061	8,194	8,369	8,463	8,623
10. Total number of cash points of CIs	15,841	15,796	15,721	15,617	15,580	15,474	15,337	15,259	15,139	14,979	14,751	14,689
of which: — Sberbank cash points	11,930	11,895	11,824	11,699	11,648	11,517	11,407	11,316	11,206	11,049	10,964	10,839
11. Total number of credit and cash offices of CIs	1,058	1,106	1,181	1,252	1,285	1,326	1,345	1,391	1,424	1,439	1,480	1,543
of which: — Sberbank credit and cash offices	0	0	0	0	0	0	0	0	0	0	0	0
12. Total number of credit institutions’ operations offices (branches)						68	126	192	242	334	393	497
of which: — Sberbank credit and cash offices						0	0	0	0	0	0	0
13. Mobile cash points of credit institutions (branches)						68	126	192	242	334	393	51
of which: — Sberbank credit and cash offices												50
Revocation of licences and liquidation of legal entities
14. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register7	159	158	158	153	161	159	160	162	161	163	159	157
15. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions8	1,760	1,761	1,767	1,776	1,776	1,782	1,783	1,791	1,798	1,801	1,815	1,819
of which: — CIs liquidated due to revocation (cancellation) of licence	1,368	1,369	1,375	1,384	1,384	1,389	1,390	1,393	1,400	1,403	1,415	1,419
— CIs liquidated due to re-organisation	391	391	391	391	391	392	392	397	397	397	399	399
of which: — re-organisations in the form of merger	2	2	2	2	2	2	2	2	2	2	2	2
— re-organisations in the form of take-overs	389	389	389	389	389	390	390	395	395	395	397	397
of which: — CIs transformed into branches of other banks	341	341	341	341	341	341	341	343	343	343	344	344
— CIs taken over by other banks (without creating a branch)	48	48	48	48	48	49	49	52	52	52	53	53
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

*CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

5 Branches opened by Russian CIs abroad.

6 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

7 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,585.

8 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Updated January 22, 2008.