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Mar Apr May Jun Jul Aug Sep Tinkoff corona index Sber index (r.s.) Retail Service* Source: Sberbank, Tinkoff Bank. Average deviation for four activity

the change of the basic contract added almost +3% to the index (Tinkoff, Yandex, (on 21 September) due to the reduction of the Detsky Mir,

CB Citibank 2557 41. JSC JSCB INTERNATIONAL FINANCIAL CLUB 2618 42. JSC Tinkoff Bank 2673 43. CB LOCKO-Bank (JSC) 2707 44. JSC BM-Bank 2748 45.

Food products Non-food goods Services Rosstat (volume) Tinkoff SberData * Retail turnover for Rosstat. Sources: Rosstat, SberData laboratory, Tinkoff. Economy 9 No. 8 (56) August 2020

Figure 13. Consumer activity Sberindex Figure 14. Consumer activity Tinkoff Corona Index Source: Sberbank. Source: Tinkoff Bank. TALKING TRENDS No. 5 / SEPTEMBER 2020 12 Figure

CB Citibank 2557 41. JSC JSCB INTERNATIONAL FINANCIAL CLUB 2618 42. JSC Tinkoff Bank 2673 43. CB LOCKO-Bank (JSC) 2707 44. JSC BM-Bank 2748 45.

Non-food goods Services Rosstat (nominal) Rosstat (volume) Tinkoff SberData * Retail turnover for Rosstat. Sources: Rosstat, SberData laboratory, Tinkoff. Economy 9 No. 7 (55) July 2020

JSC CB Citibank 2557 41. JSC JSCB INTERNATIONAL FINANCIAL CLUB 2618 42. Tinkoff Bank 2673 43. LOCKO-BANK 2707 44. BM-Bank JSC 2748 45. PJSC Investtradebank

Figure 17. Consumer activity, Sberindex Figure 18. Consumer activity, Tinkoff Corona Index Source: Sberbank. Source: Tinkoff Bank. Рисунок 19. Contributions of regional energy systems to

JSC CB Citibank 2557 41. JSC JSCB INTERNATIONAL FINANCIAL CLUB 2618 42. Tinkoff Bank 2673 43. LOCKO-BANK 2707 44. BM-Bank JSC 2748 45. PJSC Investtradebank