Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	8,467,283	1,379,292	362,258	1,664,509	82,826	61,345	59,363	—
January 2007	8,973,782	1,557,698	561,304	1,631,255	109,250	96,538	94,495	—