Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	18,419,204	2,704,566	1,455,454	2,638,821	1,989,202	371,760	337,615	9,608
January 2007	20,322,210	2,910,831	1,876,498	2,935,824	2,035,268	403,875	383,074	17,669