Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	23,232.4	3,868.3	2,390.0	3,382.0	1,066.7	451.9	421.6	15.0
January 2007	26,442.3	5,127.2	3,230.1	3,552.6	1,402.2	596.6	526.8	14.4