Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	56,321,358	7,535,686	5,750,102	490,165	36,936,652	12,325,978	10,151,805	481,285
January 2007	55,893,869	9,690,880	7,779,971	514,876	37,586,385	13,480,752	11,608,914	474,880