Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	30,187.9	4,979.4	3,001.2	3,065.9	461.8	279.9	254.6	0.0
January 2007	34,236.0	6,180.1	4,050.4	3,288.5	591.6	375.3	346.9	0.0