Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	24,808,865	3,864,768	1,487,747	2,947,502	1,099,500	575,017	387,439	37,078
January 2007	27,015,800	4,484,924	2,002,620	3,312,351	1,188,476	619,984	440,015	24,970