Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	13,474,765	1,082,480	256,320	2,127,195	1,387,640	222,480	187,768	4,563
January 2006	15,888,937	1,432,313	401,732	2,453,579	1,914,647	279,885	245,226	4,126