Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	122,241,234	9,897,532	3,486,235	16,144,884	4,924,139	1,730,712	1,295,632	368,715
January 2006	141,582,461	13,983,864	6,069,991	18,359,057	6,074,259	2,358,105	1,890,743	430,757