Average Weighted Interest Rates on Ruble-Denominated Loans Extended to Individuals

% p.a.

	up to 30 days (including demand deposits)	31 to 90 days	91 to 180 days	181 days to 1 year	up to 1 year (including demand deposits)	1 to 3 years	over 3 year	over 1 year
2012
January	13.7	15.7	31.9	27.6	25.4	21.4	16.4	17.7
February	13.9	16.9	28.3	26.3	24.3	20.7	16.7	17.8
March	13.3	14.6	27.8	26.2	23.9	21.1	17.1	18.1
April	13.1	16.8	26.7	26.1	24.2	21.8	17.4	18.5
May	13.7	14.8	29.9	26.8	24.9	21.7	17.5	18.6
June	13.5	14.7	28.0	26.2	24.3	21.2	17.4	18.4
July	13.3	16.3	27.6	26.1	24.7	22.2	17.8	19.0
August	13.2	15.3	27.3	27.0	25.1	22.2	17.9	19.1
September	12.7	16.6	28.7	27.3	24.7	23.0	18.3	19.6
October	12.8	17.0	26.9	26.7	24.7	23.2	18.4	19.7
November	13.1	15.9	29.4	26.5	24.3	23.6	18.5	19.9
December	14.2	18.3	28.7	24.7	23.7	23.5	18.4	19.7