Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,306,153	383,284	74,014	1,142,233	118,725	50,511	43,112	39,473
January 2006	9,407,734	527,452	152,376	1,253,597	137,177	59,312	51,312	91,875